We like Earnin because the app understands the dangers of payday advances and the slippery slope associated with them

We like Earnin because the app understands the dangers of payday advances and the slippery slope associated with them

Coming in at number three is Earnin. Earning has a long, rich history in the payroll advance world because they were previously known as ActiveHours. Earnin has changed hands and improved upon previous business models to rank number three on our list.

Rather than setting you up for failure, Earnin only allows you to take a payday advance at a maximum of $100 per day. While this can be frustrating for some, it may actually be a blessing in disguise for others.

Another big plus to Earnin is there are no fees. It relies heavily upon the honor system in the form of tips. If you’re happy with the service, you may “tip” the app to keep it up and running.

Balance Shield is one of Earnin’s proprietary services, which helps users avoid overdraft fees. By connecting to your bank account, Earnin monitors your account usage and will automatically provide a paycheck advance to your account if the account falls below $100.

Cash back rewards are one of the more exciting features of Earnin. If customers use the app to pay for purchases, users can earn cash back rewards of up to 10% depending on what they buy.

4. Varo

Varo is another payday advance app that is geared towards the employee. If you integrate Varo with your bank account, your paycheck is instantly added to your account as soon as your employer releases it (which is often as early as Wednesday).

Varo is attempting to enter the credit and online bank scene by providing a debit card to users that can link to:

  • Apple Pay
  • Google Pay
  • PayPal
  • Cash App
  • Venmo

Included with the debit card is the ability to access cash from the large Allpoint ATM network. You have probably heard of Allpoint because they have an ATM network of over 55,000 ATMs.

4. Axos Bank Direct Deposit Express

Axos Bank is an online bank that allows direct deposits directly from your employer. (więcej…)

Czytaj dalej We like Earnin because the app understands the dangers of payday advances and the slippery slope associated with them

15 Essential Traits of Highly Successful Salespeople

15 Essential Traits of Highly Successful Salespeople

The most successful salespeople think and act differently than your average sales rep. What are the qualities of a good sales person? In this article, we list all the traits so you can learn how to be good at sales.

We’re going to tell you the top 10 traits of successful salespeople – and how you can use them to upgrade from a good salesperson to a great one.

Success Trait #3: Creative

If you want to be the best, you need to be a creative problem solver who can come up with new and novel ways to help your customers – and by extension, your company as well.

Success Trait #4: Empathetic

The best salespeople will put themselves in other people’s shoes – with no judgment or ulterior motives – to truly understand the other person. This tells them how best to help their clients.

If you truly care for your prospects, customers, and colleagues, it will show, and you will reap the rewards that trust will bring.

Success Trait #5: Accountable

Accountability is important. Whether you’re taking credit for a success or a failure, you need to take responsibility for your actions. (więcej…)

Czytaj dalej 15 Essential Traits of Highly Successful Salespeople